Why Join My Credit Union?
No credit checks
Your borrowing is dependent on your savings and previous repayments record. We do not undertake any other credit checks.
It's convenient
You can join, save and repay your loan at a local colleciton point, by standing order or through your benefits, or pay in cash at a Post Office.
It's affordable
You don't have to have a bank account and you can save as little or as much as you want to. The emphasis is on regular saving.
It's predictable
You borrow at a fixed, low rate of interest, so you always know how much your loan is costing you.
It's ethical
All profits go back into the Credit Union, and after running costs have been covered any surplus is returned to the members as an annual dividend.
It's confidential
All our records are kept locked in a safe place and our volunteers have a strict code of confidentiality.